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Flood Mitigation Assistance Program

FY2017 Flood Mitigation Assistance Application Period Opens August 14, 2017! - Click here for more information

The Flood Mitigation Assistance Program is funded by FEMA and administered through a partnership with the Florida Division of Emergency Management (FDEM). FDEM has the authority and responsibility for developing and maintaining a State Standard Hazard Mitigation Plan, reviewing Flood Mitigation Assistance Program sub-applications, recommending technically feasible and cost effective sub-applications to FEMA and providing pass-thru funding for FEMA approved and awarded project grants to eligible sub-applicants.

2017 Flood Mitigation Assistance Application Resources

Federal Share Requirement



Mitigation Activity (Percent of Federal / Non-Federal Share)

FMA - insured properties and planning grants


FMA - repetitive loss property (determined by FEMA)

  • Insured property with at least 2 flood claims where the repairs equaled or exceeded 25% of the market value of the structure at the time of the flood event.
  • At the time of the second occurrence, the flood insurance contract must include increased cost of compliance coverage.


FMA - severe repetitive loss property (determined by FEMA)

  • Insured property with flood history of
  • 4 or more separate claims of $5,000 each with cumulative total exceeding $20,000 or
  • At least 2 claim payments where the cumulative amount of 2 claims exceeds the market value of the structure.



Eligible sub-applicants are:

  1. Local governments,
  2. Native American Tribal governments,
  3. State-level agencies;
  4. Applicants must participate in the National Flood Insurance Program (NFIP). Communities that are suspended or withdrawn from the NFIP are not eligible to receive flood grant funds.
  5. All sub-grant applicants must have a FEMA-approved and locally adopted mitigation plan by the application deadline and at the time of obligation of grant funds.

Owners of structures, residential or non-residential, that have been previously flooded and desire to have their structure mitigated should consult with their local or Native American Tribal government about submitting an application on their behalf for grant funds. Applications must be submitted by an eligible sub-applicant.

Eligible Project Activities:

Grants are available to local and Native American Tribal governments to implement measures to reduce the risk of flood damage to NFIP insured structures. The State of Florida will use project funds to implement cost-effective measures that flood retrofit NFIP insured structures or substantially damaged structures. Examples of eligible flood retrofit activities are:

  1. Acquisition and Demolition;
  2. Acquisition and Relocation;
  3. Elevation, relocation or flood-proofing of utilities;
  4. Elevation (Standard In Place Elevation);
  5. Dry Flood-proofing of Non-Residential Structures;
  6. Dry Flood-proofing of Historical Structures;
  7. Minor Localized Flood Reduction Projects;
  8. Mitigation Reconstruction
  9. Mitigation plans*

*Caps the use of mitigation grant funds for local mitigation plan development at $25,000 for a community.

The activities above, although eligible, must also meet the following minimum criteria in order to be considered for funding:

  • Be cost-effective
    A project must be cost-effective and substantially reduce the risk of future damage, hardship, loss or suffering resulting from a major disaster. This requirement is satisfied by performing an analysis to determine whether the benefits to be gained are at least equal to, or greater than the cost of the project.
  • Be technically feasible
    The project must use flood resistant design and construction methods and flood resistant materials that are accepted by the design and construction industry, as well as the Federal Emergency Management Agency. Also a clear description of the proposed methods should be provided in the eGrant application's scope of work.
  • Located in or benefits an NFIP-compliant community
    An eligible project must be located physically in a participating NFIP community that is not on probation, suspended or withdrawn from the NFIP, and the project must benefit such a community directly by reducing future flood damages.
  • Conforms to the State's Administrative Plan
    All sub-grant applicants must have a FEMA-approved and locally adopted mitigation plan by the application deadline and at the time of obligation of grant funds.
  • Complies with environmental laws, regulations and executive orders. Comply with Executive Order 11988 (Title 44, CFR, Part 9 - Floodplain Management and Protection of Wetlands), Environmental Considerations and the National Environmental Policy Act [NEPA] (Title 44, CFR , Part 10).
  • Be in conformance with the minimum floodplain management regulations of the NFIP (Title 44, CFR, Sections 59 and 60.3) and the local government's Community Rating System Program, if applicable.

Benefit Cost Analysis

The traditional FEMA approved software-based Benefit Cost Analysis (BCA) Flood Modules must be used to determine the cost effectiveness of a project. Sub-applicants must use a FEMA approved methodology to perform a BCA. Only project sub-applications that demonstrate cost-effectiveness through a benefit cost ratio of 1.0 or greater will be considered for Flood Mitigation Assistance funding. The BCA must be attached to the sub-applicant's application in PDF and Excel formats. The FEMA approved BCA Toolkit, which includes the Flood Modules, may be downloaded at no cost. The BCA Helpline may be contacted by telephone (866) 222.3580 or via e-mail Also, please see Mitigation - Benefit Cost Analysis Toolkit

Eligibility of Generator Purchase under HMGP 11-15-12

Pre Calculated Benefits for Acquisitions and Elevations 08-15-13

Pre Calculated Benefits Memo 08-15-13 Clarification

Enviromental Benefits Memo 06-18-13

HMA Sea Level Rise Memo 12-23-13


Publications and tools for each of the non-disaster programs can be found here.


All documents should be submitted to the Florida Division of Emergency Management at the following address:

State of Florida
Division of Emergency Management
Flood Mitigation Assistance Program
2555 Shumard Oak Boulevard
Tallahassee, Florida 32399-2100

Pamela Price
(850) 815-4536

July 24, 2017 14:26


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