This online tool provides homeowners and builders with a general indication of the
types of wind insurance savings available from Florida insurance companies for building
features that reduce damage during high wind events like hurricanes. Building features
that reduce wind damage and can lower wind insurance premiums include:
Most existing houses have one or more wind resistive construction features and may
qualify for some insurance discounts. In addition, houses built after 1994 in Miami-Dade
or Broward Counties and houses built after 2002 in the rest of the state have many
wind resistive construction features and will likely qualify for credits.
By answering a series of questions about your home as it currently exists or based
on renovations you are planning, the Wind Insurance Savings Calculator (WISC), will
help determine what level of savings you may be eligible for.
The discounts found on this website are based on insurance filings approved through
Click "Calculate Your Savings" to begin.