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Business Recovery

Florida Virtual Business Emergency Operations Center
The FLVBEOC is available at www.FLVBEOC.org, and includes information and resources for registered businesses that are impacted by a disaster, including news and what to do following a disaster. The FLVEBOC also houses the online Business Damage Assessment Survey where business owners can share the extent of damages they suffered. Please note, the Business Damage Assessment Survey is the tool the State uses to determine the deployment of resources. It is NOT an application for a business disaster loan.

To Apply for Assistance After Irma:

Florida Small Business Emergency Bridge Loan - This State of Florida program provides short term, interest free, working capital loans, which are intended to "bridge the gap" between the disaster event, and when the business obtains other long-term recovery resources (or resumes normal operations). All 67 Florida counties are eligible.

  • Loan amounts are available between $1k and $25k
  • Loans are interest free
  • Loan term is between 90 and 180 days; loans must be repaid in full by the end of the loan term

Small Business Administration Disaster Loans
If your business suffered damage due to Hurricane Irma, applying for a low interest disaster loan from the U.S. Small Business Administration (SBA) could help you recover.   Businesses can borrow up to $2 million to repair property and/or obtain working capital.  
There is no cost to apply, no cost to cancel the loan, and no fee for paying down the loan with insurance proceeds.  Additionally, the first payment is not due for 12 months from the date of the note.
Business Recovery Centers have been opened throughout Florida to help business owners with their applications, answer questions and accept completed applications.   
Applicants may also apply online using the Electronic Loan Application (ELA) via SBA’s secure website at https://disasterloan.sba.gov/ela.
Physical Disaster Loans:

  • To Individuals - low interest loans to allow for the repair or replacement of a primary residence and contents that are damaged or destroyed in a disaster. Limits to homeowners are up to $200k for the home itself, and up to $40k for contents (including cars). Limits for renters are up to $40k for contents (including cars)
  • To Businesses – low interest loans of up to $2 million to cover disaster losses due to disaster. Funds may not be used to upgrade or expand the business, except as may be required by building codes.

Economic Injury Disaster Loans:

  • To Small Businesses – Small businesses who cannot obtain credit elsewhere may apply for low interest loans available up to $2 million in order for the business to be able to meet financial obligations that otherwise would ordinarily have been met had the disaster not taken place. This is designed to be working capital to allow the business to survive until normal operations resume.

Visit a Business Recovery Center:

SBA Business Recovery Centers (BRC)
Hours: 9 a.m. - 6 p.m., Monday - Saturday

Brevard County
Brevard County Agricultural Center
3695 Lake Drive
Cocoa, FL  32926

Opens Wednesday, 
Oct 4 at 9 a.m.

Collier County
Naples Accelerator
3510 Kraft Road, #200
Naples, FL  34105

Duval County
Beaver Street Enterprise Center
728 Blanche Street, Bldg. 2
Jacksonville, FL  32204 

Highlands County 
Bert J. Harris Agricultural Center 
4509 West George Blvd.
Sebring, FL  33875

Hillsborough County
Hillsborough Community College at The Regent
6437 Watson Road
Riverview, FL  33578

Lee County
Bonita Springs Recreation Center
26740 Pine Avenue
Bonita Springs, FL  34135

Miami-Dade County
Miami-Dade College Kendall Campus
11011 SW 104 Street, Bldg. K
Miami, FL  33176

Monroe County (Mobile BRC)
Greater Marathon Chamber of Commerce
12222 Overseas Highway
Marathon, FL 33050 

Opens Wednesday, 
Oct 4 at 9 a.m.
Hours: 9 a.m. - 6 p.m.,
Mon - Fri

Monroe County (Mobile BRC)
Key Largo Chamber of Commerce
106000 Overseas Highway
Key Largo, FL 33037

Opens Wednesday,
Oct 4 at 9 a.m.
Hours: 9 a.m. - 6 p.m.,
Mon - Fri

Orange County
Orange County Bank
2250 North Orange Blossom Trail
Orlando, FL  32804
Opens Wednesday,
Oct 4 at 9 a.m.

Palm Beach County
Carol Sims Center
225 NW 12th Avenue
Boynton Beach, FL 33435

Pinellas County
The EpiCenter-Pinellas County 
Economic Development Center 
13805 58th Street North
Clearwater, FL  33760

St. Johns County
Wind Mitigation Building
3111 Agricultural Center Drive
St. Augustine, FL  32092

St. Lucie County
Florida SBDC at Indian River State College
500 NW California Blvd
Port St. Lucie, FL  34986

Opens Wednesday, 
Oct 4 at 9 a.m.



Employ Florida Hurricane Irma Recovery Jobs Portal
Employ Florida, one of the nation’s largest job search engines, has launched a new website dedicated to helping jobseekers find jobs related to disaster recovery and community cleanup efforts. This portal provides direct links to jobs available in areas across the state that were impacted by Hurricane Irma. As part of Employ Florida, the portal also provides many resources for jobseekers and employers including resume writing assistance and links to education and training opportunities.
Employers posting Hurricane Irma-related job openings should register on Employ Florida and select “Hurricane Irma Recovery Job” when posting the openings.
Jobseekers and employers can go to https://irma.employflorida.com for more information.

Disaster Dislocated Worker Program
National Dislocated Worker Grants are awarded for temporary employment to workers affected by major dislocations, including natural disasters.
Disaster relief employment can be in the form of temporary jobs to address structural and humanitarian needs of residents of an area that has suffered a federally declared emergency or major disaster.
Disaster relief employment is restricted to projects that provide food, clothing, shelter and other humanitarian assistance for disaster victims and projects that involve demolition, cleaning, repair, renovation and reconstruction of damaged structures and facilities.
Individuals who qualify for disaster relief employment are people who are temporarily or permanently laid off as a consequence of the disaster, dislocated workers and individuals who are long-term unemployed.
For information regarding National Dislocated Worker Grants, visit your local CareerSource Center at www.careersourceflorida.com/your-local-team.



October 7, 2017 19:43


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