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Tiles from surrounding roofs banged up these shutters
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Protecting windows and doors (including sliding glass doors
and garage doors) from windborne debris is an important part
of protecting your home, your belongings, and your roof in a
hurricane. Your home is particularly vulnerable to having
unprotected windows being broken by windborne debris if:
- The design wind speed for your area is 130 mph or greater
regardless of tree cover or your surroundings
- The design wind speed for your area is 120 mph or greater
and you live in an area with moderate tree cover
- You live in a neighborhood with few trees and the design
wind speed for your area is 110 mph or greater
- Vulnerability goes up significantly if you have a tile
roof or if one or more of your neighbors has a tile roof, a
flat roof with gravel ballast or, old shingles that are
starting to curl
Also, if your home is an older home or was built in an area where
they have not been following a modern high-wind building code, you
may not have hurricane clips or straps holding your roof structure
to your walls. If that is the case, window and door protection may
make the critical difference between losing your roof and keeping
it on. If a large window or door is broken open on the wall facing
into the wind, the overall uplift forces that are trying to lift
the roof off your house may be doubled. Research has shown that
protecting the windows and doors can raise the wind speed required
to lift your roof off your house by one to two hurricane intensity
categories. In other words, if it is likely that the roof of your
home would lift off during a Category 2 hurricane if a large window
broke open on the windward side of your house, it might take a
Category 3 or possibly even a Category 4 storm to lift the roof off
if all of the windows and doors are protected.
Installing shutters over windows and doors can protect them from the
impacts of windborne debris and can keep wind pressures from building
up in your house to the point where it significantly increases the
uplift forces on the roof. However, it probably won't keep the doors
and windows from bursting open from wind pressure if they are weak or
poorly anchored to the walls of the house.
Joe Lstiburek of Building Science Corporation likes to point out that
there are only two types of windows and doors, "Those that leak and
those that are going to leak." This comment actually contains a
tremendous amount of truth since the test standards for water intrusion
are set at a very small fraction of the design pressure for the window
or door. A realistic example is that if the window or door you have
in your home is rated for 50 pounds per square foot of wind pressure
(a pressure you might expect from a storm with wind gusts approaching
140 mph) it only has to resist a pressure of 7.5 pounds per square foot
without leaking (a pressure that might occur when wind gusts reach about
55 mph) to pass the water intrusion test standard. Since windows and doors
are going to leak, he makes the point that the key is to minimize or manage
the water intrusion. Keeping water from being driven against and building
up on windows and doors is one way to try and minimize the water intrusion
during a hurricane. Fixed glass window systems (windows that are not
operable) with impact resistant glass that is mounted into the frames with
structural adhesives is another approach.
Before we move on to methods for protecting windows and doors, it is
important to address a couple of common misconceptions about ways to
protect windows.
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Tape: We often see windows with masking tape, duct tape, or any other
type of tape placed across the glass and are asked whether this will
provide protection against storm debris - the unequivocal answer is NO.
Hurricanes are devastating forces of nature and more substantial protection
than tape is required to withstand their wrath.
Window Film: Some homeowners have considered window film as an
alternative to other window protection systems. The most common method
of installing window film is known as "daylight installation." The process
involves pre-cutting the adhesive-backed film to a size slightly larger than
the windowpane to which it will be applied. Then, at the time of installation,
the film is trimmed back to the size of the windowpane. This type of
installation does nothing to keep the window attached to the frame, so it
provides very little or no additional protection from winds and rain entering
your house.
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This window was impacted by a light
weight missile at enough speed to
just crack the glass but not high
enough to knock the glass out of the
frame. The missile weighed less than 1
pound and was traveling at less than 20
mph (much much less of an impact than
any of the standard missiles used for
certifying window protection against
large missile impacts). Raising the
missile speed a couple of miles per hour
completely knocked a similar pane out of
the window frame. Note that the window
film does keep the shards of glass together.
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One of the most common types of window film is known as "safety film." This
type of film should never be less than 4 mils in thickness. Typically, safety
film products meet the same break-safe requirements as tempered safety glass.
This means that the safety film should hold the glass shards together, thus
preventing a potential hazard from sharp, broken glass. Safety film may also
offer a degree of protection in the case of high winds, particularly if it is
well anchored to the window frame using a method that has been shown to keep
the film in place after the window is broken. Window film installations with
proper anchorage tend to be quite expensive compared to the "daylight
installation" and usually have only been proven for commercial applications
where the frames are more substantial than those typically found in residences.
Some products have passed the small missile test standard when applied to
Commercial Windows glazed with 3/16 tempered glass and the film is adhered or
mechanically fastened to the window frame, but we are not aware of any systems
that have passed the large (9 lb lumber) missile impact at 34 mph. Experts and
the building codes do not consider window film to be an adequate protection for
windows of homes in hurricane-prone areas.
The link listed below is to the International Window Film Associations website,
this will take you to a letter they prepared for the Florida Attorney General's
office concerning dealers selling window film to Florida residents for use as a
hurricane protection product.
IWFA Letter to Florida State Attorneys
What You Should Do: As a homeowner in a hurricane-prone area,
you should always purchase a product or system that has been tested
and certified as passing one of the large missile (i.e. 9-lb 2x4 wood
member striking end on at a specified impact speed) impact-resistant
standards. See
Local and National Standards
to get more information on the various test standards and
performance requirements. In Florida you can determine if the product
has been tested and certified by looking at the label on the product
or by looking it up on the Florida Department of Community Affairs
product approval website.
Florida Department of Community Affairs Product Approval
For Miami/Dade and Broward County approvals you can look it up on their product approval web site.
Miami-Dade County Building Code Compliance Product Search
Manufacturer Members of the International Hurricane Protection Association,
a Not-for-Profit trade association, have all submitted for independent testing
and engineering. Member Manufacturers produce products that have the necessary
Texas Department of Insurance, Miami-Dade and/or Florida Building Code
approvals for use in Florida and Texas. This is important because buying an
unapproved system means you will not be eligible for Windstorm Insurance
Discounts, and the strength or reliability of the system will likely be unknown.
It is possible to waste your investment in a protection system or on a product
that is substandard or virtually worthless. Look for the IHPA logo at dealers
and manufacturer's websites this will help identify systems that are Florida
Building Code and International Building Code compliant.
The best way to protect your existing windows and doors from damage in
hurricanes is to install tested and approved impact-resistant shutters over all
windows and glass doors. Not only do they protect doors and windows from most
common wind-borne objects, but they can reduce the chances of damage caused by
pressurization of your home if a window or door is broken.
The easiest retrofits are typically those that simply cover the opening with
an approved structural panel. In addition to
Commercial Products
that are professionally installed, there are a wide variety of
Do-it-Yourself Options, some of which will qualify for
Windstorm Insurance Discounts and some that may not qualify. Note that
insurance companies will not give a Windstorm Insurance Discount unless all
openings are protected by an approved product.
You can find out more about windborne debris protection options by clicking
on the links below. The information has been organized according to the type
of "opening" you are trying to protect. A matrix that summarizes protection
options has been prepared and can be viewed or printed. See the link below.
HRG_Shutter_Matrix.pdf
Protecting Windows
Protecting Entry Doors
Protecting Sliding Glass Doors
Protecting Garage Doors
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